Wednesday, May 26, 2010

You know that you owe a creitor but do they have the right to come to your home?

my son owes a payday loan, (CHECK INTO CASH), he wants to make pay arrangements cause we got into a financial bind. one of the workers came by the house the other day and said that he hadnt been in in a while but she had a letter to leave if he didnt answeer the door. but now they call all day and seem like make trhreat. its not like we are ignoring them. they contin8e to call before he gets in and then hes trying to get the monet to pay. do they legally have the right to come to your door? that seems like they are really a mob



You know that you owe a creitor but do they have the right to come to your home?

Unfortunately, yes, they can come to your home...however if you send them a cease %26amp; desist letter, they have to abide by it. I put a helpful site in the %26quot;know your source%26quot; section.



You know that you owe a creitor but do they have the right to come to your home?

Yes they can.



You know that you owe a creitor but do they have the right to come to your home?

It is illegal for anyone to come to your house to collect a debt. Keep a baseball bat handy.



You know that you owe a creitor but do they have the right to come to your home?

NO RIGHT !! call the police



You know that you owe a creitor but do they have the right to come to your home?

yes they do. they just cant come before a certain time in the am or after a certain time in the pm. they can also seek a court judgement against him if he doesnt respond...



You know that you owe a creitor but do they have the right to come to your home?

That sounds pretty rash, but I have heard of businesses hiring people to do just that same thing before they take you to court and sue, so pay as soon as you can.



You know that you owe a creitor but do they have the right to come to your home?

I don't think they can legally come to the door but they sure can call, and call, and call, and call....................



You know that you owe a creitor but do they have the right to come to your home?

Yes, they can come to your door. Why else would they insist on having somebody's address? This type of loan service is not the best kind to use... obviously a last resort. You will pay a lot of interest on that, too. I hope your son is able to pay that back soon, and that he has learned not to borrow from that type of place any more.



You know that you owe a creitor but do they have the right to come to your home?

Start to document the name or employee number of the person calling. Mention the word %26quot;harassment%26quot; and that you will be contacting a lawyer.



You know that you owe a creitor but do they have the right to come to your home?

ANSWER THE DOOR WITH YOUR DOUBLE BARREL SHOTGUN. THEY PROBABLY WON'T COME BACK.



You know that you owe a creitor but do they have the right to come to your home?

I don't know which country you are from, but In Oz you are not allowed to be harassed by any sort of debt collectors, and they are not allowed to see you in a way that can cause you embarrassment in front of others. Eg: coming to your work and confonting you in front of your fellow workers.....



I suppose they can come to your home, if they are'nt getting any feedback re. the money owed, can you contact the collection agency the creditor has used, and let them know IN WRITING exactly what is happening at your end? Or contacting the creditor and doing the same?



Good luck........



You know that you owe a creitor but do they have the right to come to your home?

It is legal for them to come to your door. BUt it is legal for anyone to come to your door unless you have a restraining order against them. HOwever it is your property. If you tell them to leave they MUST leave. If they do not it is your right to have them arrested. Also, any debtor who is trying to collect on any debt has the ability to coerce you in any NON-PHYSICAL form. If they make physical threats that is also grounds for you to report them to the proper legal authorities.



You know that you owe a creitor but do they have the right to come to your home?

Creditors can make contact either by mail, telephone or fax, but within specific limits. To follow, are the limits of what can--and cannot--be done to you:



Harassment. Collectors should not oppress or abuse anyone. Threats of violence or harm against property or reputation, or the use of obscene or profane language is inexcusable. Telephone calls at unreasonable hours--usually before 8 a.m. or after 9 p.m. are unacceptable--unless they're agreed upon previously. Contact cannot be made at work if an employer disapproves, and collectors may not call without giving proper identification.



False statements. You cannot be told that you've committed a crime or will be arrested if you do not pay a debt. Collectors cannot misrepresent the amount you owe, or falsely imply that they represent the government or work for a credit bureau. Nor can they threaten to seize, garnish or attach wages or sell your property, unless the collection agency has taken you to civil court and a %26quot;default of judgment%26quot; has been ordered.



You know that you owe a creitor but do they have the right to come to your home?

don't now why thy come by thy get more interest.by



whetting longer



You know that you owe a creitor but do they have the right to come to your home?

They are the mob



You know that you owe a creitor but do they have the right to come to your home?

I know that if you write the company a letter, and tell them not to call your house again, then they are not allowed by law to do so. Coming by your house at ALL sounds kind of fishy to me...although it could just depend on the size of the loan company and on the size of your community. I guess that some communities are close knit enough that some companies can be their own %26quot;collections%26quot; department. If it makes you that uncomfortable, you might try asking them to see their business license and/or call the Better Business Bureau to better know your rights in a situation like this. Good Luck and hope it all works out.

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