About to buy a 2007 honda civic ex.?

Im wondering I read ppl say its 19k around there for one(might be more at the dealership). If I buy the car in cash full which is a loan im getting basicly and writing the money on the check. Can I get it cheaper? Or will it be the same price since im paying in full

About to buy a 2007 honda civic ex.?

Let the dealer think you will be financing with them, don't say you will, but say it is a possibility. Negotiate the sale price of the car first, do not negotiate payments, this is how a lot of dealers get you good. Negotiate the actual price of the car, then you can see what they offer financing wise. But if they think they may be able to make more money off you in financing they will be more willing to drop the price of the vehicle. You never know, Honda financing might beat what you already have.

When you finance at the dealer, they will find you a loan for say 8%, then they will tell you they can finance you at 12 or 14%, anything they get over the 8% is pure profit for them. Do not fall for that. They do it this way, because one, they make more money, and two, they can come down from their original interest rate offer and make you feel like you got a good deal, when in fact you may be paying them 10% on an 8% loan...

Good luck.

About to buy a 2007 honda civic ex.?

You make car buying too confusing. Are you paying cash or getting a loan??? When the dealer writes on the sales aggreement plus tax and title fees. That is what you pay. Price dickering is a thing of the past...So, pay or walk away. Cars are way to expensive just to drive. The prestige of getting a new car----is gone. Now that you have your new car -- just have to worry about it getting banged at the Walmart... I would rather put the monthly chore of paying the banker in a IRA or buy stock on Ameritrade... When ya get it paid for it is 6 years old and your back to where you started from... Driving a used car...

About to buy a 2007 honda civic ex.?

The dealer gets his money regardless of what you arrange in financing. In fact he may get a tad more if he arranges it for you, so why would he want to drop the price any?